Loan Officer Resume—Sample, Job Description, Skills & Tips

Anyone applying for a significant loan is at a crossroads. Their path depends on whether they get that loan or not—as well as the fine print in the loan contract if they do get it. Sitting down to write your loan officer resume—You’re at a similar crossroads.

Where you go from here depends on this resume getting you that interview. We’re here to guide you through the process and help you close.

In this guide:

• A loan officer resume sample better than most.
• How to create the perfect loan officer job description for resumes.
• How to write a resume for loan officer jobs that stands out.
• Expert tips and examples to boost your chances of landing a loan officer job.

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Looking to branch out? Need a financial advisor resume or data entry resume? In the middle of or considering a career change? Check out some of our other guides:

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Loan Officer Resume Sample

Now here’s how to write a loan officer resume they’ll love:

1. Choose the Right Loan Officer Resume Format

Gary, the hiring manager, picks up your loan officer resume and scrolls through it. He’s expressionless as he closes the window, deletes the file, and opens the next loan officer resume. Why?

It just didn’t look professional, but a dozen others did. Use a resume format that’s quick and easy to read, and sure to captivate the hiring manager from the get-go. Here’s how:

Loan Officer Resume Format

• Use the reverse-chronological layout for your resume to show your most recent wins first.
• Pick a professional-looking resume font like Arial, Noto, or Calibri in 11–12 pt.
• Use one-inch margins throughout your resume and don’t crowd the page.
• Submit a one-page resume. Loan officers don’t need more.
• Include at least these sections: Resume Header, Summary, Experience, Education, and Skills.

Your first instinct might be to save your resume in PDF and you’d generally be right. But some employers use Applicant Tracking Systems (ATSs) that can’t parse some file formats. So check the job ad, and if they don’t mention a preferred file format go with PDF.

2. Start With a Winning Loan Officer Resume Objective or Summary

Getting your resume format right is more about not making a bad impression. The profile statement of your resume is where you can actively make a good first impression.

Have you got a year or more of working as a loan officer under your belt? Write an impressive resume summary for your profile. It’ll put that experience front and center. Use:

1. One adjective (efficient, dedicated, highly motivated)
2. Job title (Loan Officer)
3. Years of experience (5+, 7+)
4. How you’ll help (provide superior customer service)
5. Two or three of your most relevant achievements (completed and reviewed 200+ forms with applicants, achieved an average customer satisfaction rating of 87% based on 120+ ratings over 12 months)

These loan officer resume examples show how:

Loan Officer Resume Examples—Resume Summary

Highly motivated loan officer with 5+ years’ experience, skilled in using database software. Seeking opportunity to exceed Company ABC’s suggested close rates. At VAL Mortgage, managed pipeline of 50–100 loans totaling up to $27,000,000 and led a team of 12 coworkers in generating 4% revenue on $17,500,000+ in loans closed.

This loan officer resume sample does two things particularly well: It stays focused on what the candidate can do for their employer, not what they need or hope to get themselves and it puts numbers to the value the candidate brought to their previous employer.

Unlike this incorrect example: 

Loan officer with 5 years’ experience. Seeking opportunity to join a lending institution that doesn’t put undue pressure on loan officers. At VAL Mortgage, managed loans pipeline and led a team of coworkers in generating revenue on loans closed. 

But what to do if you have very little or no loan officer jobs experience, and few achievements to boast about? Write an eye-catching resume objective instead, and use it to shift the focus to non-loan officer jobs.

Loan Officer Resume Objective—Examples

Enthusiastic loan officer with 10+ months’ experience, skilled in using database software. Seeking opportunity to exceed Company ABC’s suggested close rates. At Town/Home Lenders, implemented marketing database that improved branch productivity by 10–15% and coordinated the processing and closing of 5–10 loan submissions a day.

Not much in the way of experience working as a fully fledged loan officer, but got a lot of praise as a loan officer assistant. Looking to take my earnings to the next level at any cost. Can’t work Friday afternoons or Monday mornings.

Once again, it’s the first loan officer resume example that stays on-point and closes the deal.

Stuck? Write your resume profile, whether a resume objective or summary, last of all. It’ll be easier to get it right once you’ve put the rest of your resume in order. 

3. Write the Perfect Loan Officer Job Description and Skills Sections

Leave no doubt that you can handle whatever they throw at you, by making your resume work experience section a trophy case of past achievements.

How to write a job description for loan officers:

1. Take your time, re-read the job ad.
2. Spot the loan officer skills and duties in it.
3. Think back to when you used those skills to wow your employer.
4. Write resume bullet points that outline and quantify the above.

These loan officer resume examples show how:

Loan Officer Job Description for a Resume

Mortgage Loan Officer

VAL Mortgage, Sacramento, CA

May 2019–present

• Generated $130,000+ per month in revenue by originating 30+ loans per month on average.
• Managed pipeline of 50–100 loans totaling up to $27,000,000 in financing.
• Specialized in mortgages ranging from $500,000 to $1,500,000.
• Led a team of 12 coworkers in generating 4% revenue on $17,500,000+ in loans closed.

Mortgage Loan Officer

VAL Mortgage

2019–present

• Generated revenue by originating loans.
• Managed loans pipeline.
• Specialized in higher-end mortgages.
• Led a team of coworkers in generating revenue on loans closed.

The first example effectively turns duties into key professional achievements.

Before you move on, you’ll need a resume skills section. But cramming your skills section with random loan officer resume skills won’t work in your favor. Instead, aim to cover all the skill mentioned and alluded to in the job ad and stop there.

Loan Officer Resume Skills

Hard skills

• Customer service
• Loan processing
• Accounting skills
• Presenting financial information
• Determining financial status
• Selling financial products
• Selecting loan solutions
• Compiling loan applications
• Ensuring compliance
• Reading loan agreements

Soft skills

• Communication skills
• Interpersonal skills
• Attention to detail
• Organization
• Prioritization
• Listening skills
• Record keeping
• Reading comprehension
• Problem solving
• Critical thinking

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4. Use Your Resume Education Section to Your Advantage

There are some fairly specific education requirements to becoming a loan officer and these can lead to some pretty similar education sections. Make sure you get everything you can from yours:

List your degrees (with majors and in chronological order), schools, and graduation years. Then, add bullet points that speak to key loan-officer skills. This loan officer resume example shows how:

Loan Officer Resume Example—Education Section

BS in Finance

University of California Summerdale

2011–2015

• Pursued a passion for investment accounting coursework.
• Graduated with a 3.78 GPA.

Short on loan officer experience? Extend your resume education section to include projects, classes, and accomplishments that show loan officer skills and attributes like diligence and customer service.

5. Stack Your Resume for Loan Officers With Added Sections

One thing you don’t want to do is to end your resume for loan officer jobs with only experience, education, and skills. That’s a great way to blend in with the other candidates.

The solution? Add one or two extra sections:

• Additional Activities
• Foreign Languages
• Classes Taken
• Awards
• Hobbies and Interests
• Volunteering
• Certifications
• Professional References

These two loan officer resume examples show yes vs no:

Loan Officer Resume Samples—Extra Sections

Certifications

• Nationwide Mortgage Licensing System (NMLS) certification

Languages

• English—native proficiency
• Spanish—advanced

Hobbies and Interests

• Blackjack
• Champagne tasting
• Speculation

Languages

• English & Spanish

It’s not that it’s a bad idea to mention hobbies and interests as such, but everything you add to your loan officer resume has to be relevant to the job ad. Recruiters are busy people! 

One last hoop: Make sure you know how to write a cover letter to accompany your loan officer resume. Writing a cover letter that outlines your motivation to join the company and use your skills to your new employer’s advantage is a surefire way to have your application approved. 

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Key Points

For a loan officer resume that gets interviews:

• Use the loan officer resume template up top. It’s like the best laid-out loan application ever.
• Put loan officer achievements in your resume profile, work experience, and education sections to show you’re on a collision course with success.
• Choose the right loan officer skills. The job ad will help you figure out which those skills are.
• Write a loan officer cover letter. There’s no better way to put your passion on display while making a strong case.

Still don’t feel confident writing a resume for loan officer jobs? Or maybe you have some advice for those writing entry-level loan officer resumes? Leave a comment.

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